How to Budget for Kids Activities and Extracurriculars: A Complete Guide
The average American family spends $693 per child per year on extracurricular activities, though competitive sports families spend $2,583+ annually...
Budget Guides
Learn how to budget for every expense category with step-by-step guides, recommended allocations, and expert tips from New Day Budgeting.
How to Budget for Baby’s First Year: A Complete Guide
The average cost of a baby's first year is $15,000-$25,000 including gear, diapers, formula (if used), childcare, and medical costs...
How to Budget for Diapers and Baby Supplies: A Complete Guide
The average family spends $70-$120/month on disposable diapers and wipes, totaling $1,800-$3,000 before potty training around age 2.5-3 (NDP Group...
How to Budget for Childcare: A Complete Guide
The average U.S. childcare cost is $1,100-$1,800/month per child for full-time center-based care, or $13,200-$21,600/year (Child Care Aware 2024). Infant...
How to Budget for Chiropractic Care: A Complete Guide
Chiropractic visits cost $30-$75 per session with insurance or $65-$200 without (ACA 2024). Initial evaluations cost $100-$300. Most treatment plans...
How to Budget for Cosmetic Procedures: A Complete Guide
Americans spend an average of $125-$500/month when actively saving for cosmetic procedures (ASPS 2024). Popular treatments range from $350 for...
How to Budget for Medical Bills: A Complete Guide
The average American with employer insurance pays $1,400-$3,000/year in out-of-pocket medical costs beyond premiums (KFF 2024). Unexpected medical bills average...
How to Budget for Supplements and Vitamins: A Complete Guide
The average American spends $50-$100/month on supplements and vitamins, totaling $56 billion annually as an industry (CRN Consumer Survey 2024)....
How to Budget for Mental Health Therapy: A Complete Guide
Therapy sessions cost $100-$250 per session without insurance, or $20-$60 copays with insurance (SAMHSA 2024). Most people attend weekly or...
How to Budget for a Gym Membership: A Complete Guide
Gym memberships average $40-$70/month for standard gyms and $150-$300/month for premium clubs (IHRSA 2024). Budget 1-2% of after-tax income for...