8 Best Mint Alternatives in 2026 (After Mint Shut Down)
Our Verdict: Mint was the most popular free budgeting app before Intuit shut it down in 2024 and migrated users to Credit Karma. Here are 8 alternatives that replace everything Mint offered — and most offer features Mint never had.
Feature Comparison
| Feature | New Day Budgeting | Mint (discontinued) |
|---|---|---|
| App | New Day Budgeting | Free / $4.99 — Best Mint replacement (AI + gamification) |
| Monarch Money | $9.99/mo | Best for: Comprehensive financial dashboard |
| PocketGuard | Free / $12.99/mo | Best for: Simple spending tracking like Mint |
| Simplifi | $5.99/mo | Best for: Spending plans and custom watchlists |
| Empower | Free | Best for: Investment tracking + retirement planning |
| Copilot Money | $14.99/mo | Best for: Premium design on iOS |
| YNAB | $14.99/mo | Best for: Zero-based budgeting methodology |
| Credit Karma | Free | Mint's official successor (credit scores, not budgeting) |
Pricing Comparison
| Plan | New Day Budgeting | Mint (discontinued) |
|---|---|---|
| Mint (was) | ||
| New Day Budgeting |
Pros and Cons
New Day Budgeting
Pros
- New Day Budgeting is the top Mint replacement — free with AI and gamification Mint never had
- PocketGuard is the most Mint-like in simplicity
- Empower is best if you valued Mint's investment tracking
Cons
- No single app perfectly replicates Mint's exact feature set
- Some alternatives require paid plans for bank sync
- Credit Karma lacks Mint's budgeting depth
Mint (discontinued)
Pros
- Mint was free with bank sync
- Simple categorization and budgets
- Bill tracking and credit score included
Cons
- Mint is permanently shut down
- Credit Karma replacement has minimal budgeting
- Data migration was incomplete for many users
Feature Comparison
| Feature | New Day Budgeting | Mint (discontinued) |
|---|---|---|
| App | New Day Budgeting | Free / $4.99 — Best Mint replacement (AI + gamification) |
| Monarch Money | $9.99/mo | Best for: Comprehensive financial dashboard |
| PocketGuard | Free / $12.99/mo | Best for: Simple spending tracking like Mint |
| Simplifi | $5.99/mo | Best for: Spending plans and custom watchlists |
| Empower | Free | Best for: Investment tracking + retirement planning |
| Copilot Money | $14.99/mo | Best for: Premium design on iOS |
| YNAB | $14.99/mo | Best for: Zero-based budgeting methodology |
| Credit Karma | Free | Mint's official successor (credit scores, not budgeting) |
Our Verdict
Mint was the most popular free budgeting app before Intuit shut it down in 2024 and migrated users to Credit Karma. Here are 8 alternatives that replace everything Mint offered — and most offer features Mint never had.
Who Should Choose What?
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Frequently Asked Questions
Why did Mint shut down?
Intuit, Mint's parent company, discontinued Mint in early 2024 and migrated users to Credit Karma. The move was driven by declining revenue and Intuit's desire to consolidate products around Credit Karma's financial marketplace model.
What is the closest app to Mint?
PocketGuard is the most similar to Mint in simplicity and approach. But for the best overall upgrade from Mint, New Day Budgeting offers everything Mint had plus AI budgeting and gamification — features Mint never offered.
Can I get my Mint data?
Intuit allowed data exports before the shutdown. If you did not export, some data transferred to Credit Karma. For a fresh start, New Day Budgeting's AI can create a new budget in minutes.